2027 Medicare & Pennie Open Enrollment

 

What is THE Medicare Annual Enrollment Period?

The Medicare Annual Enrollment Period, often referred to as the Open Enrollment Period (OEP), is a designated time each year when individuals can enroll in or make changes to their health insurance plans. The specifics can vary depending on the type of health insurance:

Medicare Annual Enrollment Period (AEP):

  • This occurs from October 15 to December 7 each year. During this period, Medicare beneficiaries can:

    1. Switch between Original Medicare and Medicare Advantage.

    2. Change Medicare Advantage plans.

    3. Enroll in, drop, or change Medicare Part D (prescription drug plans).

    4. Any plan changes go into effect January 1st

    Why should you review your plan?

    Your plan can change from year to year. Prescription costs, covered medications, provider networks, premiums, copays, and benefits can all change.

What is THE PENNIE OPEN Enrollment Period?

The Pennie Open Enrollment is an opportunity to review your health insurance options and select coverage for the upcoming year.

Pennie Open Enrollment Period:

  • This occurs from November 1 through January 15th each year. During this period, you can look at different plans to see if what you are currently enrolled in is the best plan for you or if switching to a new plan would be beneficial.

  • Changes during the open enrollment period will take effect either 1/1/2027 or 2/1/2027 dependent on application submission date.

Why should you review your Pennie coverage?

Your household income, family size, doctors, prescriptions, and health care needs can change. At the same time, insurance companies may change their plans, premiums, networks, and benefits.

You can schedule your personalized 2027 Medicare Annual Review here📆

You can schedule your personalized 2027 Pennie Open Enrollment Appointment here📆

Reviews can be done in-person at our office located in downtown Altoona, over the phone, or virtually!

How do I prepare for my review?

For Medicare Annual Review:

  • Please complete an Evolve Insurance Group Client Intake Form + Scope of Appointment Compliance Form prior to your meeting.

  • Please complete your client intake form with your current prescriptions including (name, dosage and quantity per month), preferred pharmacy, and a list of your current doctors including dentist, eye doctor and audiologist (if applicable).

  • Please bring any current insurance cards you have with current plan premiums and Medicare ID card (red, white and blue card).

For Pennie Open Enrollment Review:

  • Please complete your ACA Compliance Form prior to your appointment.

  • Please bring a list of current medications (name, dosage and quantity), a list of current physicians and estimated adjusted gross household income for 2027 to your appointment.

Let Evolve Insurance Group Help!

You don't have to navigate enrollment alone. At Evolve Insurance Group, we can help you review your options, answer your questions, and understand how changes to your coverage could affect you. Our goal isn't simply to find you a plan—it's to help you find coverage that makes sense for your doctors, prescriptions, budget, and needs.